Trusted White Plains Bankruptcy Attorney Services
Are you struggling with debt? Do you need help taking the first step toward achieving a fresh financial start? The Law Offices of Dantzman and Dantzman can help. As a trusted White Plains bankruptcy attorney, we understand that the decision to file bankruptcy can be a difficult one. Our experienced attorneys are dedicated to finding solutions that make your life manageable again.
Filing for Bankruptcy in White Plains, NY
Truth is, inflation and costs of living are on the rise. It’s no wonder that many people throughout White Plains and the surrounding areas in New York are having a difficult time making ends meet. Many individuals and families are forced to pay their normal living bills by using their credit cards. Our legal team understands that excessive debt can affect all areas of your life. Dantzman & Dantzman bankruptcy lawyers are here to answer any questions you have when it comes to preparing for bankruptcy and what to expect when you do.
Why You Need the Guidance of an Experienced Bankruptcy Attorney
Bankruptcy laws can be difficult to understand on your own. A good bankruptcy lawyer knows the local rules, the system, and how to navigate the courts. They will be a helpful guide throughout the entire process and ensure you get the most benefits out of your bankruptcy. A great bankruptcy lawyer will minimize the risk of something going wrong with your case.
What to Know About Chapter 7 & Chapter 13 Bankruptcy
Chapter 7 bankruptcy offers the complete discharge (permanent forgiveness) of your most common debts such as medical bills, credit cards, unsecured loans, old judgments, past due utility bills, and more. While Chapter 7 is a liquidation process, meaning that certain non-exempt assets can be sold, debtors filing in New York now have significantly increased exemptions to protect their assets. In the vast majority of cases, we can protect all of your assets, including your home, car, retirement plans, and other important assets. NY residents also have a choice to exempt (protect) their assets under either the New York or the Federal exemptions. When done successfully, Chapter 7 will typically not require any payments to be made to your creditors again.
Chapter 13 bankruptcy is a type of reorganization bankruptcy in which a debtor restructures their debts. Debtors are able to keep even non-exempt assets. Additionally, they are often given significant breaks or help in the repayment of their debt, and usually, debts may be paid at pennies on the dollar. It’s always best to first consult with an experienced bankruptcy lawyer who can help provide you with a successful Chapter 13 plan. When you meet with a bankruptcy attorney, they will be able to answer any questions about Chapter 13 that you may have.
Contact Dantzman and Dantzman: Your Trusted White Plains Bankruptcy Attorney
If you’re searching for a local White Plains bankruptcy lawyer to help guide you through the bankruptcy process, look no further than Dantzman and Dantzman. The Law Offices of Dantzman and Dantzman provide quality, competent, and personal bankruptcy representation to all our clients.
Conveniently located in Poughkeepsie, New York, we serve the entire Hudson Valley area, including many clients in White Plains, and throughout Westchester County. Our experienced attorneys are here to assist you every step of the way. Contact our office today to schedule your free bankruptcy consultation.