Chapter 13 bankruptcy is a type of reorganization bankruptcy, which allows you to consolidate many different types of debts. Dantzman and Dantzman have helped countless individuals and families obtain successful, court-approved Chapter 13 plans. While Chapter 13 is often used as a way to help people keep their homes or cars, Chapter 13 also allows individuals to consolidate debts such as credit cards, loans, medical bills, and even student loans into one convenient monthly payment. Often these types of debts can be paid back at pennies on the dollar. Because there can be many benefits to filing for Chapter 13 bankruptcy, we want to help make sure your case is a success. Here are some practical steps you can take to make sure your Chapter 13 plan is approved.
Can I Keep My Tax Refund After I File For Chapter 13 Bankruptcy?
You may be wondering whether you should file for Chapter 13 bankruptcy or are in the process of deciding to file for Chapter 13 bankruptcy, and now you have some questions about that. What income will I be able to keep? How are secured debts and unsecured debts distinguished? Another question might be, can I keep my tax refunds, can I sell my home while in Chapter 13 after I file? Unfortunately, there is not a cut-and-dry answer to all of these questions. So, we have put together some information to give you a sense of what might happen in a typical case post-bankruptcy filing. Additionally, we touch on what Dantzman & Dantzman may help you do during the process to secure your tax refund after filing for Chapter 13 bankruptcy in New York.
How Filing For Chapter 7 Bankruptcy Can Help You In The Long Term
Filing for Chapter 7 bankruptcy is a big decision that can affect you and your financial future. That’s why it’s important to fully consider whether it’s the right option for you. It’s also helpful to work with a bankruptcy law firm that works exclusively in this ever-changing area of law. We can help you understand what filing for bankruptcy means for your personalized situation. At Dantzman & Dantzman, we understand that financial troubles can be very stressful for you and your family, and we take time to listen and formulate a plan that will effectively help you get back on track. Our goal is to help you achieve a fresh financial start so you can begin moving forward debt and worry-free. [Read more…]
4 Things To Know About Filing For Chapter 7 Bankruptcy
Chapter 7 bankruptcy, also known as liquidation bankruptcy, is the bankruptcy filing most often used because it can eliminate all or at least a significant amount of debt in a very short period of time. It is available to individuals and small businesses who cannot make regular monthly payments toward their debts. If you’re considering filing, you shouldn’t go about the bankruptcy process alone. Families, businesses, and individual clients come to the Dantzman Law office for relief from their serious financial problems.
To help you figure out if this is the best path for you, here are 4 things you should know before filing Chapter 7 bankruptcy. [Read more…]
How To Find The Right Bankruptcy Law Firm
Are you looking for a bankruptcy law firm? Bankruptcy can provide you with significant legal protections and help if you are struggling with debt. While bankruptcy is a complicated legal proceeding, a bankruptcy attorney will serve as your advocate and guide you through what can be a confusing process. You don’t want to choose just anyone to handle your case. You’ll want to make sure you’re working with a lawyer with substantial experience in bankruptcy.
Bankruptcy can be one of the most effective paths to true debt relief when approached correctly. If you’re not sure where to begin your search, here are a few suggestions for finding the right bankruptcy lawyer for the job. [Read more…]
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